Recur Club Raises $50M to Make Business Debt as Easy as Business Equity

Recur Club, the AI-native debt marketplace founded by Eklavya Gupta and Abhinav Sherwal, has raised $50 million in Series A funding led by Info Edge Ventures, to deepen its AI-powered underwriting intelligence, expand lender partnerships, and accelerate borrower onboarding across sectors.

The Problem With Raising Debt in India

Equity fundraising in India has built an entire ecosystem of tools, platforms, and intermediaries around it. Debt hasn't — it's remained slow, opaque, and relationship-based, forcing growth-stage businesses to chase down lenders one relationship at a time. Recur Club set out to fix that by building an AI-native marketplace that matches startups, SMEs, and growth-stage businesses to structured credit faster and more intelligently than the traditional banking relationship ever could.

Why We Backed It

At Titan Capital, we're proud to back Recur Club as they scale AI-led underwriting, stronger lender matching, and structured credit access for India's growing businesses. The platform has already grown 120% year-over-year, connecting over 2,000 companies to more than 100 institutional lenders — proof that AI-native underwriting isn't just faster, it's building a real alternative to how credit has always been sourced in India.

What's Next

Recur Club is targeting a ₹10,000 crore annual debt run rate by FY27, with unsecured loans processed in under 48 hours and structured loans in under three weeks. Congratulations to Eklavya, Abhinav, and the entire team — we're excited to see them reshape access to credit for India's growing businesses.